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COPD Travel Insurance

COPD or Chronic obstructive pulmonary disease is a term used to describe progressive lung diseases such as emphysema, bronchitis and non-reversible asthma. COPD is currently incurable, but there are many ways that the condition can be managed with the right treatment.

If you have COPD then it’s essential that you obtain travel insurance before you go anywhere. That’s because if you need to seek medical treatment while you're away, and neglect to take out a travel insurance policy, you could be left to pay the resulting medical bills in their entirety which could run into thousands.

I Have COPD. Can I Still Get Travel Insurance?

If you’re living with COPD, you may have encountered difficulty obtaining travel insurance. Here at Premier Cover we understand that questions about whether you can get covered and what the policy will cost can be a concern. Also maybe the thought of answering a long list of questions about your condition is off putting.

However, there's no need to worry as we've made obtaining travel insurance for those with COPD as straightforward as possible.

Our quick and easy medical screening process is available online or if you prefer you can speak to one of our highly-trained and friendly agents for free. Either way you’ll be asked some questions regarding your condition and we will then use your answers to make a quick decision, meaning you can be covered within minutes!

What Is A Pre-Existing Medical Condition?

A pre-existing medical condition is any illness or underlying condition that you are aware of prior to taking out your travel insurance policy. Although emergency medical treatment is covered by our policies, we can’t cover conditions that you neglect to inform us about, and this could result in your claim being rejected. As such it’s best to declare all conditions at the time of purchase and in many cases there may be no additional premium to pay. If you are unsure about anything, please give our friendly team a call on 0800 298 1112 and they will answer any questions you may have and guide you through the process too.

Key Benefits Of Our COPD Travel Insurance

  • We consider ALL medical conditions
  • Cover for medical expenses up to £10 million
  • 24 hour emergency medical helpline
  • Personal accident cover
  • Single Trip cover with no upper age limit
  • For a full list of features please view our Policy Details

Do I Need An EHIC If I Have COPD?

The European Health Insurance Card (EHIC) entitles UK residents access to necessary, state provided medical treatment, during a temporary visit in the European Economic Area (EEA) countries and Switzerland - at a reduced cost or free of charge. The EHIC is valid for five years.

As a valued Premier Cover policyholder, you will have no excess to pay when the EHIC is used.

Please remember to take your EHIC with you when you travel and check that it is still valid, as you’ll be required to present it when seeking medical treatment. Each traveller will require a card. The EHIC will cover the costs of managing pre-existing medical conditions, maternity care or renal dialysis but it will not cover you if you are going abroad to receive medical treatment. And because it doesn’t cover aspects such as repatriation, it’s not a replacement for having a good travel insurance policy.

Travel Tips For Those With COPD

  • Make sure that you take enough medication to last the entire duration of your trip, as well as a little extra just in case you hit any unexpected delays along the way.

  • If you are travelling by plane, then you will need to call your airline a few weeks ahead of your departure date to ask about their procedures. The majority of airlines won’t let you bring your own oxygen onto the plane, and will most likely ask for your current prescription for oxygen.

  • Make sure that you arrive at the airport early. New rules state that passengers who require oxygen tanks need to check in an hour or more before the flight.

We’re Here To Help

You can obtain all of your travel insurance online, but if you prefer, you can give our friendly team a call on 0800 298 1112 and they’ll happily take you through the process and answer any questions you may have.

Why Choose Us?
    • Over 30 years’ experience in travel insurance
    • Specialist in covering pre existing medical conditions
    • All conditions considered
    • No upper age limit on Single Trip policies
    • Simple and quick medical screening process
    • Three levels of cover to choose from
    • Scheduled Airline Failure included
    • Cruise Cover available