• All Medical Conditions Considered
  • No Age Limit on Single Trips
  • Over 30 years in Travel Insurance
  • Choose From Three Cover Levels

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CoverClassicClubDeluxe
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Benefit per personCover (Excess) Cover (Excess) Cover (Excess)
Cancellation and curtailment (Loss of deposit)£1,000 (Excess - £95) (Loss of deposit £25)£5,000 (Excess - £65) (Loss of deposit £25)£10,000 (Nil)
Emergency medical expenses abroad£5,000,000 (£95)£7,500,000 (£65)£10,000,000 (Nil)
Emergency dental treatment£250 (£95)£250 (£65)£500 (Nil)
Burial or cremation£2,500 (£95)£2,500 (£65)£2,500 (Nil)
Hospital benefit£500 (£25 per 24hrs)£1,000 (£25 per 24hrs)£1,500 (£50 per 24hrs)
Personal accident £5,000 (Nil)£20,000 (Nil)£50,000 (Nil)
Accidental death £5,000 (Nil)£20,000 (Nil)£50,000 (Nil)
Loss of limb or sight£10,000 (Nil)£20,000 (Nil)£100,000 (Nil)
Permanent total disablement£10,000 (Nil)£20,000 (Nil)£100,000 (Nil)
Baggage£750 (£95)£2,000 (£65)£3,000 (Nil)
Single article, pair or set£100 (£95)£300 (£65)£500 (Nil)
Valuables in total£100 (£95)£300 (£65)£500 (Nil)
Business goods or equipment No cover £400 (£65)£1,000 (Nil)
Emergency replacement of baggage£100 (Nil)£100 (Nil)£250 (Nil)
Personal money, passport and documents£250 (£95)£500 (£65)£750 (Nil)
Cash£150 (£95)£200 (£65)£350 (Nil)
Personal liability£1,000,000 (£95)£2,000,000 (£65)£3,000,000 (Nil)
Delayed departureNo cover£300 (£20 first 12 hrs £10 each other 12 hrs)£500 (£50 first 12 hrs £30 each other 12 hrs)
AbandonmentNo cover£5,000 (£65)£10,000 (Nil)
Missed departure£500 Europe (Nil) £1,000 Worldwide (Nil)£500 Europe (Nil) £1,000 Worldwide (Nil)£750 Europe (Nil) £1,500 Worldwide (Nil)
UK departure assistance and Missed UK connection£500 (Nil)£500 (Nil)£500 (Nil)
Legal expenses and assistance£10,000 (Nil)£25,000 (Nil)£50,000 (Nil)
Extended kennel and/or cattery fees£250 (Nil)£250 (Nil)£750 (Nil)
Hijack and kidnap£5,000 (£50 per 24hrs)£5,000 (£50 per 24hrs)£20,000 (£100 per 24hrs)
Scheduled airline failure£1,500 (£95)£2,000 (£65)£2,500 (Nil)
Extensions
Gadget Cover (Optional)
Up to 5 gadgets (cover per policy)£2,000 (£95)£2,000 (£65)£2,000 (Nil)
Travel Disruption (Optional)
Cancellation and curtailment £1,000 (£95)£5,000 (£65)£10,000 (Nil)
Substitute accommodation£3,000 (£95)£3,000 (£65)£3,000 (Nil)
Enforced stay£1,500 (Nil)£1,500 (Nil)£1,500 (Nil)
Missed connections£1,000 (Nil)£1,000 (Nil)£1,000 (Nil)
Golf Plus (Optional)
Green fees £250 (Nil)£250 (Nil)£250 (Nil)
Golf equipment hire£200 (£35 per 24hrs) (Nil)£200 (£35 per 24hrs) (Nil)£200 (£35 per 24hrs) (Nil)
Golf equipment£1,500 (£95)£1,500 (£65)£1,500 (Nil)
Hole-in-one£75 (Nil)£75 (Nil)£75 (Nil)
Business Plus (Optional)
Business goods or equipment£1,000 (£95)£1,000 (£65)£1,000 (Nil)
Business samples£500 (£95)£500 (£65)£500 (Nil)
Single article limit£750 (£95)£750 (£65)£750 (Nil)
Business equipment delay£500 (£100 per 24hrs) (Nil)£500 (£100 per 24hrs) (Nil)£500 (£100 per 24hrs) (Nil)
Business equipment hire£750 (£150 per 24hrs) (Nil)£750 (£150 per 24hrs) (Nil)£750 (£150 per 24hrs) (Nil)
Emergency courier of essential business equipment£300 (£95)£300 (£65)£300 (Nil)
Business money£1,000 (£95)£1,000 (£65)£1,000 (Nil)
Cash limit£500 (£95)£500 (£65)£500 (Nil)
Replacement staff£1,500 (£95)£1,500 (£65)£1,500 (Nil)
Wedding / Civil Partnership Plus (Optional)
Wedding rings (per person) £250 (£95)£250 (£65)£250 (Nil)
Wedding attire (per person)£1,000 (£95)£1,000 (£65)£1,000 (Nil)
Wedding gifts£1,000 (£95)£1,000 (£65)£1,000 (Nil)
Gift cash limit£150 (£95)£150 (£65)£150 (Nil)
Single article limit£300 (£95)£300 (£65)£300 (Nil)
Wedding photographs or video recording£750 (£95)£750 (£65)£750 (Nil)
Cruise Plus (Optional)
Missed port£300 (£50 per port) (Nil)£300 (£50 per port) (Nil)£300 (£50 per port) (Nil)
Stateroom / Cabin confinement£300 (£50 per 24hrs) (Nil)£300 (£50 per 24hrs) (Nil)£300 (£50 per 24hrs) (Nil)
Unused pre-booked excursions£300 (Nil)£300 (Nil)£300 (Nil)
Itinerary change£300 (£50 per change) (Nil)£300 (£50 per change) (Nil)£300 (£50 per change) (Nil)
Cruise connection£1,500 (Nil)£1,500 (Nil)£1,500 (Nil)
Winter Sports (Optional)
Ski equipment £500 (£95)£500 (£65)£1,200 (Nil)
Hired ski equipment£250 (£95)£250 (£65)£600 (Nil)
Ski equipment hire£300 (£15 per 24hrs) (Nil)£300 (£15 per 24hrs) (Nil)£500 (£25 per 24hrs) (Nil)
Ski pack£500 (Nil) £500 (Nil)£500 (Nil)
Lost lift pass£200 (Nil)£200 (Nil)£200 (Nil)
Piste Closure£200 (£20 per 24hrs) (Nil)£200 (£20 per 24hrs) (Nil)£500 (£75 per 24hrs) (Nil)
Avalanche or landslide£150 (£30 per 24hrs) (Nil)£150 (£30 per 24hrs) (Nil)£500 (£75 per 24hrs) (Nil)
ClassicClubDeluxe
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Why Choose Premier Cover?

24/7 Emergency Helpline

100+Activities Covered FREE

Up to
£10m Medical Cover Per Person

Up to
£10,000 Cancellation Cover Per Person

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